The usual way to do this would be to use Multilink ppp. Both sides though need to cooperate. Maybe MLPPP is not configured/operating on your end and the provider is finding some other way to send you the traffic.
How are they "bounded"? Do you use a Multilink protocol (Multilink PPP or Multilink Frame Relay). or you have two independent T1s, terminated in the same router? In case of Multilink, your interface should appear as one "instance", and your default routing should point to that "multilink" interface, not to physical interface. If you have two independent T1s, then you should have (1) equal cost routes to both interfaces, and (2) CEF enabled on the router.
Do "show ip route" and check, if you have two lines under "default route" (route to 0.0.0.0). If not, you should either add it manually, or coordinate it with your ISP. To enable CEF, just do "ip cef" in Router Configuration mode.
Good luck,
Mike CCNP, CCDP, CCSP, Cisco Voice, MCSE W2K, MCSE+I, Security+, etc. CCIE R&S (in progress), CCIE Voice (in progress)
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