I'm really scratching my head with this problem and Google searching doesn't provide anything useful other than the obvious "clean the contacts" and "apply more pressure to the contacts" (either with scraps of paper or black tape).
Either age and/or AT&T seems to have disabled and/or wiped out the SIM card in my cell phone (Motorola RAZR V3) overnight. Is it possible that AT&T could have remotely zapped the SIM due to it booting up as Cingular and not AT&T and/or that I've had the cell phone contract for so long that AT&T wants me to buy a new phone? Yeah, paranoid thinking, but it *IS* AT&T :-)
The good news is the phone's display shows "Check SIM" and not "Insert SIM" (meaning it recognizes the card's presence) and the phone claims it can still initiate emergency calls (e.g., 911), so the cell phone hardware itself appears to be in fine shape (and still looks brand new even after almost 5 years).
I'll be visiting the local AT&T store(s) this weekend to "Check SIM" in other phones. The symptom suggests it's only the SIM card that's bad and a new one should be free/easy to get, so hopefully I'll be back online sometime Saturday afternoon.
If the existing SIM card will operate in other cell phones (I won't know until Saturday afternoon), then I'm again (doubly) puzzled, and if I have to buy a new cell phone, that will require the remainder of this weekend to feature and price shop for something that is just a phone and not a gadget overloaded with features/junk I'll never use.
For what it's worth, the phone was working perfectly when I placed it down on the same spot on my dresser that I have for nearly 5 years now, and it wasn't until I awoke to an odd beep and saw "Check SIM".
Any advice, anecdotes and suggestions are greatly appreciated.