I think you've missed the point. In spite of what the banks may tell > you, there is no reason for the information required by an entity to > verify your identity to also be sufficient for that entity to > impersonate you. The attitude of, 'we need to know all about you so > we can be sure who you are' (and consumers' acceptance of that > attitude) is exactly the problem.
Then how can it be complete to verify your identity?
The information that verifies that you are who you are is exactly the same information that verifies that someone else is who you are.
"C'est un Nagra. C'est suisse, et tres, tres precis."