formatting link> By Caroline E. Mayer > Washington Post Staff Writer > Thursday, February 24, 2005; Page E01 > When she found out about the charges, Plowman began trying to get them > dismissed through the collection agency, not realizing that she also > needed to show up at the arbitration hearing. She lost the arbitration > and had to hire a lawyer to persuade the collection agency pursuing > her for the debt to drop its claim. > [TELECOM Digest Editor's Note: What I do not understand, is who put > in the fix with the 'arbitrator'? Was it the credit card company or > the collection agency or ...? How could the credit card company ever > have reached a decision that the person was responsible for the fraud? > PAT]
Her problem is that she didn't show up to contest the charges so the credit card company got a "default judgement." These can be vacated in court because you can appeal. But generally you can't appeal an arbitration award.
firstname.lastname@example.org (Lisa Hancock) then noted:
Marcus Didius Falco wrote: >> Washington Post Staff Writer >> Beth Plowman, a Damascus international public health adviser, was >> shocked when she discovered that a $27,240 arbitration judgment had >> been levied against her for credit card charges incurred by an >> identity thief who bought sporting goods all across Europe. >> [TELECOM Digest Editor's Note: What I do not understand, is who put >> in the fix with the 'arbitrator'? Was it the credit card company or >> the collection agency or ...? How could the credit card company ever >> have reached a decision that the person was responsible for the fraud? >> PAT] > Yes, I thought your liability from a 'stolen' card (which this > is) was $50.00?
Only if you notify them within 24 or 48 hours. She didn't notify them for weeks, until the bill came in.