What was the bank's response when you asked them to reverse the unauthorized disbursal?
Proponents of the system claim that no further security is required because the paying bank is obligated to unwind the transaction upon the account owner's statement that the payment was unauthorized. On the other hand, some people report significant problems getting their money back after unauthorized ACH debits. They can't both be right; hence my question. (I realize that unwinding the transaction would have solved only half of your particular problem, of course.)
Dan Lanciani ddl@danlan.*com