Don't be paranoid using your wireless network. Even though everything
you stated is true, you must remember that snoopers and would-be
hackers look for the easy target. No one wants to spend a great deal
of time trying to break into a network especially when gaining access
to the internet is the main focus. Unless there is something specific
to gain, many hackers won't waste their time trying to crack your
encryption. Having said that, enable encryption. WPA is preferred and
use a LONG nonsense passphrase / encryption key. If all you have is
WEP, change your encryption key at least once a week. You should be
fine. Disabling SSID broadcast, MAC filtering, etc. are just extra
layers of security that can be manipulated, if there is a strong desire
to do so.