I received a routine renewal of a credit card carlier this week that included a funny symbol on the front and an enclosure with it that said it included a chip so it could be used in other places that reuire it such as Canada, Mexico and the U.K.
Wes Leatherock snipped-for-privacy@yahoo.com snipped-for-privacy@aol.com
In article you write:
The chip is easy enough to see, a fingernail sized thing with obvious contact pads. If it has a little curved line logo, that's a contactless chip (Paypass, Express Pay, etc.) which is something else.
Which credit card company was it? Did they give you a PIN, or is it chip+signature?
On Thu, 16 May 2013 08:30:44 -0700 (PDT), Wes Leatherock wrote of a ... :
Something like four concentric wave-front ripples propagating out to the right? code-named "blink"? If so, that's a contactless rf chip, as John Levine described, enabling both you to pay by "waving" you card before a payment terminal (as opposed to swiping the card through it), and astute malefactors to simulate your having "waved" your card before their (illicit) payment terminals, thereby gaining your (unwilling) custom :-) .
Cheers, -- tlvp
you write:
That's what my TWIC card looks like. They told me that my biometric data is encoded in it: will credit cards have similar info?
Bill
Not unless they change the EMV standard.
you > write:
I see now that the "funny symbol" is actually the chip itself, with contact pads beside it.
It is a Bank of America MasterCard. It may have a PIN; I don't know. A PIN for a credit card is useful only for making a cash advance at an ATM, with a bunch of fees and higher interest than on purchases. A debit card is a much cheaper way to get money.
Wes Leatherock
snipped-for-privacy@yahoo.com
snipped-for-privacy@aol.com
On Thu, 16 May 2013 08:30:44 -0700 (PDT), Wes Leatherock wrote of a ... :
As I have noted, the "funny symbol" I described I now see to be the chip itself.
Is the symbol you describe the one that appeared on Mobil credit cards you simply had to wave at the pump?
Wes Leatherock
snipped-for-privacy@yahoo.com
snipped-for-privacy@aol.com
A credit card PIN is extremely useful in places such as Canada and most of Europe where chip+pin is the normal way to use a card. If you want to use your card at an unattended kiosk, such as the ones in France where you can rent a bike by the hour, or a gas pump in rural Iceland, a card needs both a chip and a PIN to work. (I speak from experience.)
These are regular charges, not cash advances.
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